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	<title>lasercave &#187; Science</title>
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	<link>http://www.lasercave.biz</link>
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		<title>A Proposition:</title>
		<link>http://www.lasercave.biz/2010/03/a-proposition/</link>
		<comments>http://www.lasercave.biz/2010/03/a-proposition/#comments</comments>
		<pubDate>Mon, 29 Mar 2010 07:06:44 +0000</pubDate>
		<dc:creator>Greg Crawford</dc:creator>
				<category><![CDATA[Adventure]]></category>
		<category><![CDATA[Art]]></category>
		<category><![CDATA[Music]]></category>
		<category><![CDATA[Nesting]]></category>
		<category><![CDATA[Science]]></category>
		<category><![CDATA[World]]></category>

		<guid isPermaLink="false">http://www.lasercave.biz/2010/03/a-proposition/</guid>
		<description><![CDATA[We -the most capable, brilliant, and innovative of us- descend upon a carefully chosen, largely depopulated (< 100) town . . .
thereby taking over the voting apparatus of the town . . . thus gaining control of some useful resources and infrastructure that could then be moved in the direction of self-sustaining
communities; as well as [...]]]></description>
			<content:encoded><![CDATA[<p>We -the most capable, brilliant, and innovative of us- descend upon a carefully chosen, largely depopulated (< 100) town . . .<br />
thereby taking over the voting apparatus of the town . . . thus gaining control of some useful resources and infrastructure that could then be moved in the direction of self-sustaining<br />
communities; as well as . . . (use your imagination . . .). What could 50, 100, or 150 like-minded whipper-snappers like ourselves do . . .<br />
with our own town?<br />
Pirate Radio.<br />
Depaving.<br />
Music in the streets.<br />
If it is up to us, what can we make?</p>
<p>A thread has begun and there are 6 of us &#8216;brainstorming&#8217;. The timeline is set for an execution of 2012/13.</p>
<p>My first, and current, focus is to spread the word a bit; probe interest:<br />
&#8216;You&#8217; -the lasercave community- came to my mind first; for obvious reasons.</p>
<p>So, say the word.</p>
<p>GREG</p>
]]></content:encoded>
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		<title>Squirrels: Menace or chill?</title>
		<link>http://www.lasercave.biz/2009/12/squirrels-menace-or-chill/</link>
		<comments>http://www.lasercave.biz/2009/12/squirrels-menace-or-chill/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 20:20:25 +0000</pubDate>
		<dc:creator>Maggie Jones</dc:creator>
				<category><![CDATA[Science]]></category>
		<category><![CDATA[World]]></category>
		<category><![CDATA[gentrification]]></category>
		<category><![CDATA[Horse Facts]]></category>
		<category><![CDATA[housing crisis]]></category>
		<category><![CDATA[rommmates]]></category>
		<category><![CDATA[squirrels]]></category>

		<guid isPermaLink="false">http://www.lasercave.biz/?p=1617</guid>
		<description><![CDATA[Today I would like to share some facts about squirrels, all of which I obtained in one of the following ways:
1. Google
2. There is a squirrel in my attic.
Now, there are many and various challenges of living in a hip and thriving city (overpriced coffee beans, stroller dads, white guilt), but I had not previously [...]]]></description>
			<content:encoded><![CDATA[<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">Today I would like to share some facts about squirrels, all of which I obtained in one of the following ways:</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">1. Google</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">2. There is a squirrel in my attic.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">Now, there are many and various challenges of living in a hip and thriving city (overpriced coffee beans, stroller dads, white guilt), but I had not previously known about squirrels as a potential obstacle which I would have to overcome in my interesting and emotionally wrought life.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">For the last couple of days, my roommates and I have been hearing a weird sound in the walls. Like a scratchy or move-y sound, kind of like a homeless dude was digging through our walls for cans, which we knew was silly because we keep our cans in a cardboard box inside the house, not inside the walls. I was pretty sure that it was a ghost (friendly, obv) or some kind of rat. It turns out that it was a squirrel, and also that squirrels are not “some kind of rat,” but in fact their own unique breed of species. Huh.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">So the big question is: What’s up with squirrels? Are they cute? Should we befriend it and bring it little nuts and things? Or are squirrels a menace, to be exterminated?</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">I did a little google-imaging, and here are my findings about squirrels:</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;"><a style="color: #0060ff; text-decoration: underline; padding: 0px; margin: 0px;" href="http://midgeblogs.files.wordpress.com/2009/12/images-21.jpeg"><img style="margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; display: block; padding: 0px; border: 0px initial initial;" title="images-2" src="http://midgeblogs.files.wordpress.com/2009/12/images-21.jpeg?w=105&amp;h=116" alt="" width="105" height="116" /></a>This seems like a pretty cool squirrel, kind of a chiller. If our squirrel is like this, I think it would be nice to have it in the attic, strumming the ukulele or whatever. Maybe this squirrel could even be taught to play other instruments, and could join one of the many bands\experimental projects around town. It would be socially valuable for my roommates and I to be associated with this squirrel.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;"><a style="color: #0060ff; text-decoration: underline; padding: 0px; margin: 0px;" href="http://midgeblogs.files.wordpress.com/2009/12/images-1.jpeg"><img style="margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; display: block; padding: 0px; border: 0px initial initial;" title="images-1" src="http://midgeblogs.files.wordpress.com/2009/12/images-1.jpeg?w=128&amp;h=86" alt="" width="128" height="86" /></a></p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">This squirrel has a boozoka. While I totally support the coming Apocalypse, and movies\graphic novel inspired by this future moment in history, I don’t think it’s appropriate to have guns in the home. I’ve been pretty affected by <a style="color: #333333; text-decoration: underline; padding: 0px; margin: 0px;" href="http://www.youtube.com/watch?v=DQ-3NDPnz0c">these public service announcements</a>, so I’m going to have to say that, at least for the moment, that I am not OK with a squirrel like this in our attic.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;"><a style="color: #0060ff; text-decoration: underline; padding: 0px; margin: 0px;" href="http://midgeblogs.files.wordpress.com/2009/12/images.jpeg"><img style="margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; display: block; padding: 0px; border: 0px initial initial;" title="images" src="http://midgeblogs.files.wordpress.com/2009/12/images.jpeg?w=98&amp;h=128" alt="" width="98" height="128" /></a></p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">Wow, squirrels are really sharp dressers. I am learning so many facts about squirrels today. I really, really really hope that our squirrel is wearing a similar outfit to this one. If so, I am definitely pro-squirrel.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;"><a style="color: #0060ff; text-decoration: underline; padding: 0px; margin: 0px;" href="http://midgeblogs.files.wordpress.com/2009/12/screen-shot-2009-12-16-at-12-07-58-pm.png"><img style="margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; display: block; padding: 0px; border: 0px initial initial;" title="Screen shot 2009-12-16 at 12.07.58 PM" src="http://midgeblogs.files.wordpress.com/2009/12/screen-shot-2009-12-16-at-12-07-58-pm.png?w=192&amp;h=300" alt="" width="192" height="300" /></a></p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">I am nervous about sexual harassment at the hands\paws of this squirrel.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">OK guys, have you had any experiences with being roommates with squirrels? Was it ever tense when they left little nutshells around?</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">Please note that this blog has an automatic non-discriminatory sensor in the comments section; please do not write anything inflammatory (i.e. a “flame war”) about squirrels that you do not actually know.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding: 0px;">x-posted to <a href="http://midgeblogs.wordpress.com">Horse Facts</a>.</p>
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		<title>Hope: Gene Therapy Cures Color-Blind Monkeys</title>
		<link>http://www.lasercave.biz/2009/09/hope-gene-therapy-cures-color-blind-monkeys/</link>
		<comments>http://www.lasercave.biz/2009/09/hope-gene-therapy-cures-color-blind-monkeys/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 18:40:39 +0000</pubDate>
		<dc:creator>Tim Donovan</dc:creator>
				<category><![CDATA[Science]]></category>

		<guid isPermaLink="false">http://www.lasercave.biz/?p=1139</guid>
		<description><![CDATA[I resent the use of the word &#8220;cure,&#8221; but&#8230;
This is interesting.  The moment that I could finally &#8220;see&#8221; green or red would be the most incredible experience.
]]></description>
			<content:encoded><![CDATA[<p>I resent the use of the word &#8220;cure,&#8221; but&#8230;</p>
<p><a href="http://www.wired.com/wiredscience/2009/09/colortherapy/">This is interesting</a>.  The moment that I could finally &#8220;see&#8221; green or red would be the most incredible experience.</p>
]]></content:encoded>
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		<title>I WATCHED MY FIRST FOOTBALL GAME on a big screen TV in Santa Monica last night and my brother more or less told me what was happening, which I will now share with you</title>
		<link>http://www.lasercave.biz/2009/09/i-watched-my-first-football-game-on-a-big-screen-tv-in-santa-monica-last-night-and-my-brother-more-or-less-told-me-what-was-happening-which-i-will-now-share-with-you/</link>
		<comments>http://www.lasercave.biz/2009/09/i-watched-my-first-football-game-on-a-big-screen-tv-in-santa-monica-last-night-and-my-brother-more-or-less-told-me-what-was-happening-which-i-will-now-share-with-you/#comments</comments>
		<pubDate>Mon, 07 Sep 2009 01:12:04 +0000</pubDate>
		<dc:creator>Maggie Jones</dc:creator>
				<category><![CDATA[Science]]></category>

		<guid isPermaLink="false">http://www.lasercave.biz/?p=1112</guid>
		<description><![CDATA[They all line up. Red vs. Purple. Red has the ball. The football, the guy has it. The whistle blows. The Red guy who only has one job, which is to do this, &#8220;hikes&#8221; the ball behind himself. He has his butt in the air, and the ball has to pass between his legs. He [...]]]></description>
			<content:encoded><![CDATA[<p>They all line up. Red vs. Purple. Red has the ball. The football, the guy has it. The whistle blows. The Red guy who only has one job, which is to do this, &#8220;hikes&#8221; the ball behind himself. He has his butt in the air, and the ball has to pass between his legs. He is wearing spandex capri pants, or, &#8220;Clam Diggers.&#8221;</p>
<p>The QB gets the ball, and now it&#8217;s really Go Time. He has to &#8220;set up the play.&#8221; Like James Van der Beek in the 1999 MTV film, <em>Varsity Blues</em>. Van der Beek is the QB. It means Quarter Back. It means that women love you and wear whipped cream bikinis for you. It means that later your career will really go down the toilet post-<em>Rules of Attraction</em> but my brother will continue to emulate your middle-parted hairstyle (aka &#8220;The Butt Cut&#8221;) well into his college years. It means A HERO. Okay. (Me: &#8220;What if he drops it?&#8221; My Brother: &#8220;He sucks.&#8221;)</p>
<p>What happens next happens in literally about 2-10 seconds. If you wear glasses usually but are not wearing them now, forget it. If you&#8217;re prone to sort of zoning out at pivotal moments when important facts are repeated for the only time during movies that have actual plots, forget it. Basically, the kind of burst of hormone-crazed adrenaline that certain moms are maybe-apocryphally have said to have reacted with in response to infants trapped beneath cars, etc., is happening in all of the dudes on the field, Team Red AND Team Purple, and it looks like this:</p>
<p>1) Everybody</p>
<p>2) gets on top</p>
<p>3) of the dude holding the ball</p>
<p>and the whistle blows again.</p>
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		<title>iphone</title>
		<link>http://www.lasercave.biz/2009/08/iphone/</link>
		<comments>http://www.lasercave.biz/2009/08/iphone/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 04:04:01 +0000</pubDate>
		<dc:creator>Jeffrey Brodsky</dc:creator>
				<category><![CDATA[Science]]></category>

		<guid isPermaLink="false">http://www.lasercave.biz/?p=679</guid>
		<description><![CDATA[So here I am in San francisco. This would be my first blog post from an iPhone. If you don&#8217;t know what an iphone is than you need to get with it.
]]></description>
			<content:encoded><![CDATA[<p>So here I am in San francisco. This would be my first blog post from an iPhone. If you don&#8217;t know what an iphone is than you need to get with it.</p>
]]></content:encoded>
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		<title>Reward / Inhibit</title>
		<link>http://www.lasercave.biz/2009/06/reward-inhibit/</link>
		<comments>http://www.lasercave.biz/2009/06/reward-inhibit/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 17:36:00 +0000</pubDate>
		<dc:creator>Jonah Adels</dc:creator>
				<category><![CDATA[Art]]></category>
		<category><![CDATA[Science]]></category>

		<guid isPermaLink="false">http://www.lasercave.biz/2009/06/reward-inhibit/</guid>
		<description><![CDATA[so we will control: contrast, saturation directly and rotation inversely, mapped to correct scales, via the midi signal input. This will be based on a single reward, no inhibit signal, asking for alpha activity in the occipital lobe. amp of alpha controls volume and pitch of midi signal. Alternately, we could create a 1 reward, [...]]]></description>
			<content:encoded><![CDATA[<p>so we will control: contrast, saturation directly and rotation inversely, mapped to correct scales, via the midi signal input. This will be based on a single reward, no inhibit signal, asking for alpha activity in the occipital lobe. amp of alpha controls volume and pitch of midi signal. Alternately, we could create a 1 reward, 1 inhibit system in which the reward signal is blocked when another band is high than alpha. In this setup, alpha amp controls pitch, but if alpha is less than others, averaged together, block the midi signal. </p>
<p>in max, the volume will control volume, the pitch will control the pitched generation of new notes along a scale, with some tap-in rhythmic delay, so the sound fades out slightly.  </p>
<p>One option for playback is load a single feedback movie that develops over time, adjust loop points as this fades into the feedback, so the simpler stuff is at the beginning, headier stuff at the end, as loops strung together, and then adjust the loop point presets so that it is drawing from whatever zone is called for based on the feedback signal. This would function like levels in a video game, so they wouldn&#8217;t be directly correlated with the alpha reward signal, but an average of the alpha reward performance over time, so if a minute of solid alpha performance was achieved without too much inhibit, then the system would morph to a new pattr set, with a more &#8220;alive&#8221; fb image, and more shimmering music. To achieve this perhaps, the midi signal is multiplexed as reward &#8211;> pitch, inhibit &#8211;> volume, and convert them to actual midi attributes in max.</p>
<p>Three states:<br />1. baseline<br />2. some alpha, some other<br />3. mostly alpha, stage one<br />4. mostly alpha stage two<br />5. realization</p>
<p>In the future, levels could include reward for alpha, theta synchronization.</p>
<p>Still working on the infinite zoom idea. I thought perhaps creating a video delay, adding a jit.rota object, and then xfading with the original would provide the effect of forever zooming in to the center of the image, but it did not. Instead, it created a delayed, zoomed in image, crossfaded with the original. suprise surprise. To actually produce this effect, perhaps I could take a quicktime movie, split it, create two rfilters for the loop points that were close to one another, and alternately cross fade each in with a zoom stage. Oh well, a project for another time.</p>
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		<title>Cerebra Phase 3 Project Notes</title>
		<link>http://www.lasercave.biz/2009/06/cerebra-phase-3-project-notes/</link>
		<comments>http://www.lasercave.biz/2009/06/cerebra-phase-3-project-notes/#comments</comments>
		<pubDate>Wed, 24 Jun 2009 02:51:00 +0000</pubDate>
		<dc:creator>Jonah Adels</dc:creator>
				<category><![CDATA[Art]]></category>
		<category><![CDATA[Science]]></category>

		<guid isPermaLink="false">http://www.lasercave.biz/2009/06/cerebra-phase-3-project-notes/</guid>
		<description><![CDATA[Apologies to all my &#8220;readers&#8221; for the high opacity of this post; it is a freewrite to help me get clear with my thoughts and feelings regarding last minute developmental options for Cerebra.
After last nights successess in achieving alpha rewarded neurofeedback for extended periods, I am tempted to simplify the setup, allow the novelty of [...]]]></description>
			<content:encoded><![CDATA[<p>Apologies to all my &#8220;readers&#8221; for the high opacity of this post; it is a freewrite to help me get clear with my thoughts and feelings regarding last minute developmental options for Cerebra.</p>
<p>After last nights successess in achieving alpha rewarded neurofeedback for extended periods, I am tempted to simplify the setup, allow the novelty of percieving brainwaves to be primary, and not dress it up in compelling but ultimately superficial psychedelia. </p>
<p>In the simplified version of the patch, we focus on getting the fb mechanism actually working, connecting this to sound, and subtlely to image. </p>
<p>1. get connections set<br />2. get a baseline, low noise reading<br />3. send either straight reward, or some sort of composite reward/inhibit combo to midi channel<br />4. recieve midi channel in max through loopbe1, use it for interpolation control of the patch between 3 locations in phase space.<br />  a. baseline image sound                    (beta bb + grey fb morph)<br />  b. some alpha activity, other activity too (alpha bb + pretty midi + fbfade)<br />  c. high alpha, low other                   (alpha bb + high midi + full fb)</p>
<p>One option is to link the straight freq. to a strobing pattern of the image, bb. this allows straight fb: try to slow the wave, as you do this, the image becomes more &#8216;alive&#8217; </p>
<p>Another option is to link alpha reward number midi signal to the strobing pattern and the binaural beats. this would create entrainment. as alpha emerges, one could &#8220;lock in&#8221;, close eyes, go for a ride.</p>
<p>1 computer, buy bioera, use normal sound card, use two computer speakers, positioned alternately near head. </p>
<p>things to implement in max<br />1. strobe function<br />2. binaural beats integrated <br />3. autopattr / interpolation space<br />4. run from quicktime movie, or fb matrix <br />    qt movie allows greater precision with states, more organic images,correspondance<br />    fb matrix allows smoother, easier interpolation, more psychedelic</p>
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		<title>Microfinance Immersion, Pt.1</title>
		<link>http://www.lasercave.biz/2009/06/microfinance-immersion-pt-1/</link>
		<comments>http://www.lasercave.biz/2009/06/microfinance-immersion-pt-1/#comments</comments>
		<pubDate>Thu, 04 Jun 2009 10:30:00 +0000</pubDate>
		<dc:creator>Alex Cref</dc:creator>
				<category><![CDATA[Adventure]]></category>
		<category><![CDATA[Science]]></category>
		<category><![CDATA[World]]></category>

		<guid isPermaLink="false">http://www.lasercave.biz/2009/06/microfinance-immersion-pt-1/</guid>
		<description><![CDATA[
Putting all fraught images (however problematic or trite) of the &#8216;relief worker&#8217;, the &#8216;aid worker&#8217;, or the &#8216;humanitarian&#8217; to the side, it is a very stirring experience to sit with Indian villagers and discuss with them their day-to-day trials, and for them to be so open to the possibility of your helping them. At least, [...]]]></description>
			<content:encoded><![CDATA[<p><span class="Apple-style-span" style=" ;font-family:Times;"></p>
<div style="border-width: 0px; margin: 0px; padding: 3px; width: auto; font-family: Georgia,serif; font-style: normal; font-variant: normal; font-weight: normal; font-size: 100%; line-height: normal; font-size-adjust: none; font-stretch: normal; -x-system-font: none; text-align: left;"><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">Putting all fraught images (however problematic or trite) of the &#8216;relief worker&#8217;, the &#8216;aid worker&#8217;, or the &#8216;humanitarian&#8217; to the side, it is a very stirring experience to sit with Indian villagers and discuss with them their day-to-day trials, and for them to be so open to the possibility of your helping them. At least, that&#8217;s how I feel today.</span></span></span></span></p>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><br />
</span></span></span></span></div>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">During the peak daylight hours I journeyed with Kannan Arthanari, one of CMF&#8217;s liaisons here, to a KGFS branch in the thankfully-breezy village of Alakudi, a thirteen minute train ride outside of Thanjavur proper. </span></span></span></span></div>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><br />
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<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">From what I understand, experience in &#8216;development&#8217; is practically consonant with jadedness. Development work (still not really sure what this is) might be in large part a meditation on limits &#8212; at first increasingly rigorous, then increasingly frustrated, finally, increasingly facile. These limits demarcate what can be accomplished or changed in a human environment, what people can or should be asked to change, and what results, if any (and if anticipated), can be expected in a given time frame. The more experience one has in this industry, the more clearly one can see the limits of what is possible. Burn-out, or at least chronic, low-level, emotional smoldering, seems an abundant phenomenon.</span></span></span></span></div>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><br />
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<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">Putting that aside, and bringing into the open my personal suspicion that in no time at all this entry will read like the most naive, worthless rambling put to pixel in this young blog&#8217;s life, I am going to write about my first field-week in microfinance. </span></span></span></span></div>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><br />
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<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">Here are the basics: CMF (or, </span></span></span></span><a href="http://www.ifmr.ac.in/cmf/"><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">the Centre for Micro Finance</span></span></span></span></a><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">) is </span></span></span></span><a href="http://ifmr.ac.in/cmf/research/es.html"><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">setting up a randomized impact evaluation</span></span></span></span></a><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"> of a </span></span></span></span><a href="http://www.ifmrtrust.co.in/downloads/MMMF.pdf"><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">new financial product</span></span></span></span></a><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"> that KGFS (or, </span></span></span></span><a href="http://ifmrtrust.co.in/announcements/annkgfs.php"><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">Kshetriya Grameen Financial Services</span></span></span></span></a><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">), an Indian MFI (or, Indian microfinance institution), is making available to its clients in the Thanjavur area in the weeks and months ahead.</span></span></span></span></div>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><br />
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<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">Increasingly in the last decade, microfinance has assumed vogue status in the world of development, which seems, from where I stand right now, to be a very trendy place. Since its beginnings in Bangladesh with Muhammad Yunus and Grameen Bank (no relation) in the 1970s, microfinance has been noted for its apparent (and apparently remarkable) sustainability and its potential for &#8216;breaking the cycle of poverty&#8217; &#8212; to such a degree that, today, it&#8217;s regarded by the lay observer as a panacea of sorts for the problems that people (particularly women) face in the developing world. In an example of this somewhat hazy, generalized praise and admiration, Obama&#8217;s speech in Cairo the other day, which laid out a whole bunch of the vaguest proposals of collaboration, included a quick reference to the &#8216;power&#8217; of microfinance, as though its acknowledged potency constitutes of a kind of trump card in the game of development: </span></span><span class="Apple-style-span" style="  "><span class="Apple-style-span" style="line-height: 22px; "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><span class="Apple-style-span" style=" "> </span></span></span></span></span></span></span></span></div>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="  "><span class="Apple-style-span" style="line-height: 22px; "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><span class="Apple-tab-span" style="white-space:pre"> </span> the United States </span></span></span></span></span><span class="Apple-style-span" style="line-height: 22px; "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">will partner with any Muslim-majority country to </span></span></span></span></span></span></span></span></div>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="  "><span class="Apple-style-span" style="line-height: 22px; "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><span class="Apple-tab-span" style="white-space:pre"> </span> support expanded literacy for girls, and to help young women pursue </span></span></span></span></span></span></span></span></div>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="  "><span class="Apple-style-span" style="line-height: 22px; "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><span class="Apple-tab-span" style="white-space:pre"> </span> employment through micro-financing that helps people live their dreams.</span></span></span></span></span></span></span></span></div>
<div><span class="Apple-style-span" style="line-height: 22px; "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><br />
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<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">The logic underlying microfinance goes something like this: poverty is bad and self-perpetuating; if poor people have access to financial services, maybe they can break out of the &#8216;poverty trap&#8217;; but, it&#8217;s risky to give credit to the poor because they can&#8217;t supply collateral so a client&#8217;s defaulting leaves a bank in the lurch; still, there&#8217;s huge demand for financial services among the poor everywhere that they know about the possibility of financial services, and this could be a really big new market; if we charge high interest rates and take other precautions, maybe we can bank these people in a sustainable way; maybe we can even help them get out of poverty.</span></span></span></span></div>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><br />
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<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">In India, as elsewhere, much microfinance has involved the provision of credit through loans. In the most-traded, stereotypical diegesis of microfinance-in-action, a poor villager wants to start a business, but &#8212; in the course of his (or, more likely, her) day-to-day trials &#8212; can&#8217;t put together the start-up capital. If this villager could just have a small nest-egg at his (her) disposal, he (she) could start a lively business that brought greater financial welfare to his (her) household, enabled him (her) to pay back the loan, and basically made everything peachy.</span></span></span></span></div>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><br />
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<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">As you might imagine, it doesn&#8217;t exactly work that way. Current research suggests that (while borrowers are generally able to pay back loans, and default is rare,) the impact of microfinancing is not always discernible.</span></span></span></span></div>
<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><br />
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<div><span class="Apple-style-span" style=" "><span class="Apple-style-span" style=" "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">For their part, the women in the JLG (joint liability group; a group of people that takes a loan together and guarantees one another) we spoke to in Alakudi, while they have never defaulted and have always paid back their principle and interest (usually around 12%) on schedule, have had outstanding loans since the day they first took a loan, and they imagine that they will have loans for the foreseeable future. They are not starting entrepreneurial ventures that &#8216;break the cycle of poverty&#8217;; rather, they are trying to regulate their financial situation in order to brace against the stresses and insecurities of poor, rural life. Loans, in this sense, are being used by borrowers to mitigate the effects of financial shocks &#8212; deaths, droughts, other bad things that put unforeseen (though hardly unfamiliar) strain on a poor household. As you can see, credit might not the best way to accomplish this complex task, though for these women, borrowing has become something of a habit &#8212; maybe even an addiction.</span></span></span></span></div>
<div><span class="Apple-style-span" style="  "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><br />
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<div><span class="Apple-style-span" style="  "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">This is where microinsurance and microsavings might come in. Microinsurance shemes with incredibly small premiums can theoretically help people deal with unfortunate events like crop failure or a family member falling sick. (I don&#8217;t really know enough about microinsurance schemes to say anything about how they measure up; more on this will follow I hope.) Meanwhile, savings products (like, most basically, a savings account; in our case, a mutual fund) could in theory ably fulfill the twin function of buttressing the household against shocks and building capital for a business venture of some sort down the road. Instead of having to pay interest on their loans, poor households could accrue interest on their savings. (The potential need for microsavings is made more urgent by the fact that in plenty of places, poor people who want to keep their money safe must pay interest to do so, &#8217;saving down&#8217; instead of &#8217;saving up&#8217;; this is common with a money lender, for example; see </span></span><a href="http://kristof.blogs.nytimes.com/2009/05/26/putting-the-microsavings-in-microfinance/"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">Nicholas Kristof&#8217;s blog entry from last week, which discusses the need for savings products in microfinance in the teensiest detail and further hints at what a fad all this is</span></span></a><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">.) Moreover, by offering savings products, MFIs &#8212; which are usually non-profits &#8212; could raise some capital from clients instead of having to find all capital elsewhere.</span></span></span></div>
<div><span class="Apple-style-span" style="  "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;"><br />
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<div><span class="Apple-style-span" style="  "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">Sounds promising, right? Of course, there are a ton of considerations that affect the viability of savings products. But this much is clear: the women we spoke with in Alakudi have heard about the nascent savings product through talks with the WMs (Wealth Managers) at the KGFS branch in the village. And they want it.</span></span></span></div>
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<div><span class="Apple-style-span" style="  "><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:arial;">More to come.</span></span></span></div>
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		<title>Mt. Redoubt Eruption</title>
		<link>http://www.lasercave.biz/2009/04/mt-redoubt-eruption/</link>
		<comments>http://www.lasercave.biz/2009/04/mt-redoubt-eruption/#comments</comments>
		<pubDate>Thu, 30 Apr 2009 23:06:00 +0000</pubDate>
		<dc:creator>Jade Ajani</dc:creator>
				<category><![CDATA[Science]]></category>
		<category><![CDATA[World]]></category>

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		<description><![CDATA[The eruptive brutality of Mt. Redoubt in the Chigmit Mountains of Alaska continues. Since March 15th there have been over 20 eruptions/explosions, the largest being on April 4th. Since then, the volcano has basically remained in a constant state of mild eruption and dome building (lava!!) at its summit. When will it stop? Nobody knows. [...]]]></description>
			<content:encoded><![CDATA[<p>The eruptive brutality of <a href="http://en.wikipedia.org/wiki/Mount_Redoubt">Mt. Redoubt</a> in the Chigmit Mountains of Alaska continues. Since March 15th there have been over 20 eruptions/explosions, the largest being on April 4th. Since then, the volcano has basically remained in a constant state of mild eruption and dome building (lava!!) at its summit. When will it stop? Nobody knows. It could go off again anytime.</p>
<p>For those interested in mountains, you may find this link of interest. It has some pretty wild pictures, especially the volcanic lighting&#8230;volcanic lighting! think about that for a second. Way deep in the light cone.<br /><a href="http://www.boston.com/bigpicture/2009/04/alaskas_mount_redoubt.html" target="_blank">http://www.boston.com/<wbr>bigpicture/2009/04/alaskas_<wbr>mount_redoubt.html</a></p>
<p><a href="http://www.avo.alaska.edu/activity/Redoubt.php" target="_blank"></a></p>
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		<title>mushrooms can save the world?</title>
		<link>http://www.lasercave.biz/2008/12/mushrooms-can-save-the-world/</link>
		<comments>http://www.lasercave.biz/2008/12/mushrooms-can-save-the-world/#comments</comments>
		<pubDate>Fri, 12 Dec 2008 15:17:00 +0000</pubDate>
		<dc:creator>Allison</dc:creator>
				<category><![CDATA[Nesting]]></category>
		<category><![CDATA[Science]]></category>
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		<description><![CDATA[Incredible.  
Paul Stamets on 6 ways mushooms can save the world
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			<content:encoded><![CDATA[<h1  style="font-weight: normal;font-family:arial;"><span style="font-size:85%;">Incredible.  </span><br /></h1>
<h1  style="font-weight: normal;font-family:arial;"><span style="font-size:85%;"><span><a href="http://www.ted.com/index.php/talks/paul_stamets_on_6_ways_mushrooms_can_save_the_world.html">Paul Stamets on 6 ways mushooms can save the world</a></span></span></h1>
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